[wmsmith]

Payment gateways (paypal, apple, google), in general, do NOT let you cancel individual services and are linked to your CC. Vendors (I'm looking at you, Audible!) constantly hide their account termination under layers of dark patterns. For awhile, I had several ghost subscriptions that I a.) didn't want and b.) couldn't cancel.

My credit card card [1] has fundamentally changed my online purchasing experience as it bridges what I feel is a gap between new payment methods (Apple, Google, et al) and classic payment methods (CC).

An ounce of prevention is worth a pound of cure.

When I purchase something line, I create a new one-time card (three taps on my phone) and use that new, valid CC for purchasing. Everybody takes a CC. The card is instantly deleted after purchase, and I don't have to worry about my paypal account, apple pay account, google wallet account, ghost subs, account hacks, identity theft -- the works.

[1] https://x1creditcard.com/

[the_snooze]

>Payment gateways (paypal, apple, google), in general, do NOT let you cancel individual services and are linked to your CC.

Paypal absolutely lets you stop recurring payments unilaterally on their side. I use Paypal for subscriptions wherever it's offered precisely for this reason.

https://www.paypal.com/us/cshelp/article/what-is-an-automati...

[Brybry]

Sort of? I don't think everything always shows up on https://www.paypal.com/myaccount/autopay/

I think it maybe only shows companies you had recent transactions with.

In 2023, I had a fraudulent $0.99 Paypal Automatic Payment for "Domain Name Forwarding - Renewal" from a company (DomainsPricedRight/OwnMyDomain aka GoDaddy) that I last did business with in 2005. Yes, 18 years prior.

I was able to 'deactivate' the 'subscription' on the Paypal site after I noticed the charge but I don't think automatic payments existed on Paypal in 2005 and I'd certainly never signed up for it.

The original 2005 business I did was a one time domain purchase that was transferred to another registrar within a year.

It was real fun to also see on Paypal that I could have been fraudulently charged up to $10,000.

It's kind of scary to think that any company I've done a Paypal transaction with could maybe do the same thing (or any of the companies that eventually acquire their merchant accounts...)

[PaulDavisThe1st]

I believe that this is the more reliable URL (it's certainly the one I provide to Ardour subscribers):

https://www.paypal.com/cgi-bin/webscr?cmd=_manage-paylist

[ EDIT: which redirects to the one you cited, so forget my attempt to be less wrong ]

[wmsmith]

That's news to me! Thank you for sharing!

[llbeansandrice]

Apple also lets you do this.

[nicholasjarnold]

I've been using Privacy.com for this "create single use credit card" for years now. They make money via the interchange fees, afaik, and not by selling your data stream.

[venatiodecorus]

Just seconding Privacy.com, I use them for all my online payments and it is a super easy workflow.

[rootusrootus]

Do they still require that on your side it is a debit card?

[gdcbe]

Sadly they are not available in Belgium (Europe) :(