[rossdavidh]

This works both ways, though. Once you're without a home, it is harder to keep the rest of your life together. Lars Eighner's (https://en.wikipedia.org/wiki/Lars_Eighner) book "Travels With Lizbeth" mentioned that one of the things that was so attractive about spending the little money he had on alcohol, was that it was an achievable goal. Getting enough money for a down payment on an apartment, was (or at least seemed) completely out of reach. Getting enough to buy a bottle of booze seemed achievable. Once you're homeless, it is difficult to get or keep a job, and the downward spiral of mental health issues, etc. can be self-reinforcing.