[viraptor]

Venmo and other platforms like that are more popular in the US. I've got the possibility to instantly transfer money to anyone in the country from my bank. There's no reason for anyone here to use a third party app to do it. Venmo is a solution to a problem which doesn't exist in a lot of places around the world.

[nateglims]

Zelle is supposed to be that in the US. My bank uses Zelle for free transfers. It's not marketed well or feature complete at every bank though.