[sseagull]

Beware the paradox of averages. I bet a lot more than 99% of people have some wrinkle with their return.

One person has a wash sale, another has some real estate stuff, another became disabled, another has child care stuff, another has education credits, etc etc etc.

Actually now I am curious how many people file the “simplest” return (wage only, standard deduction, and absolutely no other adjustments).

[ghaff]

It’s probably less than 99% but it could be the majority in a given year.