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by geraldwhen 887 days ago
Literally anyone that owns stock could generate a wash sale.
1 comments

Only 15% of Americans directly own any stock[0]. Vast majority of people who do is done through a 401k or other retirement vehicle.

[0] https://usafacts.org/articles/what-percentage-of-americans-o...

Wash sale rules apply to mutual funds and ETFs also, not just directly holding stocks.