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by lcnPylGDnU4H9OF
903 days ago
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Not sure about where you’re from but US institutions often treat the SSN as a secret which should allow account access. Which it’s not by design but nobody wanted to make a better system; it’s why banks have claimed that they are not defrauded by people and instead the fraudsters “steal identities”. To answer the question more directly, it’s treating the identifier like a password that is problematic. |
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The person said SSN and equivalents, so I guess it depends on what is meant by equivalents.
Where I live my personal number is used as identity, but to actually prove I am the owner of it another mechanism is used (private keys embedded in certs). The personal number is very public info by design and can't be used as a secret.