[treprinum]

Well, maybe try not to pay your health insurance as a freelancer and the insurance company promptly disowns you and you are at the same spot as uninsured US folks immediately. In Germany. Just because fees are hidden from you doesn't mean they aren't there and a failure to pay them results in similar consequences to US.

[rbanffy]

I wouldn't know, but I live in Ireland anyway, and while we have a two-tier system, we pay insurance only for the better hotel services in hospitals - things such as single-patient apartments.