[tennisprince]

Anytime I try to organize my budget in a meaningful way through an app, spreadsheet, or dashboard, I end up departing away from it after the initial rush of enthusiasm wears off I have for using it.

This might not be the best system, but it works for me. I simply take 70% of my income and deposit it in another account with a seperate bank (it's like a vault, i never really check on this account ~maybe once a month) as soon as my paycheck clears and then just make sure to make do with the other 30%, which includes one-off discrete purchases, emergencies, etc.

I have no visibility on my purchases. I am sure I would be alarmed at my monthly expenses for specific things, but on net, I think I am on the lower end of frugality.