[polygamous_bat]

> I wish all payments were on crypto rails, it would make a lot of jobs easier.

Not having any way of reverting transactions definitely makes the jobs of all sorts of shady characters much simpler, that's for sure.

[treyd]

Centre (the consortium behind USDC, including Coinbase and Circle) does have a mechanism to freeze shady accounts and accounts used to steal funds. Which has been used to freeze the TornadoCash funds when they were ordered to.