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by JohnFen 910 days ago
> It’s easier to calculate how much you want to save and save it upfront then the rest of the money can be spent.

Indeed! Decades ago, I adopted the "pay yourself first" principle. That is, I take 10% of every dollar that comes into my hands and stash it away into an account that never otherwise gets touched. That's my core savings and I pretend it never existed. The remaining 90% is my entire income as far as I'm concerned, and that's where budgeting (including savings) happens.