[monero-xmr]

My counterpoint is that for a family of 4 it’s $28k total per employee at my company for health insurance. If even half of that was put directly into an HSA the bar could be hit quickly. It’s just amazing how unbelievably expensive and wasteful US healthcare is.

[Spivak]

That's a good point. Throw in a provision to handle workers that don't have benefits packages and still make shit pay and I think that's all my concerns.