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by brenschluss
902 days ago
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Knowing little about this - a genuine suspicion is - is this a feature, not a bug? As in - doesn’t this arise out of an incentive for health insurance companies NOT to cover procedures? I can only imagine that this bureaucratic tangle reduces insurance coverage by a very significant percentage. Aka - the kind of communication inefficiency must be profitable, no? |
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It's not that they're incentivized to not cover procedures, it's that everyone is incentivized to cover their ass unless regulations are really explicit. Since suing insurance companies is impractical for most people, it's really hard to turn that ass-covering in your favor unless a regulator gets involved.
Even something as basic as sharing notes becomes an ass-covering exercise lest someone use those notes against the doctor in malpractice suit or the data accidentally leaks leading to a HIPAA violation.