I agree; not saying what I'd do. Just answering the question of what would likely be different in a communist society, based on real world examples. The value given to human life seems demonstrably lower on average.
In all the attempts that have been tried there was no separation of judiciary power (generally it’s a lot easier to murder and rob millions of their property when this is the case) so good luck suing the state that controls all courts
In either system I don’t think I would take resources used for lawsuits into account and get the vehicles fixed (or replaced, until they are safe).
We have the responsibility to care for each-other.