[satvikpendem]

No, just VTI and chill, it's the FIRE / Bogleheads model, and it works very well. No one who saves money for retirement should literally be doing so via a savings account. Sadly, not too many people know this then wonder why they're poor when others are rich come retirement age, not understanding the power of compounding in the market.

[psychoslave]

Where do you learn about these things? Having grown and living in France, I was never given a word about it, not even at university. We are supposed to have state managed retirement plans, but given the shady future of France, I’m starting to wonder what I should do to ensure I can either reach a retirement that also take into account being able to backup my two kids as they grow up.

[satvikpendem]

Reddit. /r/personalfinance, /r/financialindependence (for Europeans, /r/eupersonalfinance and /r/EuropeFIRE) etc. Read their wikis.

[acabin]

Look up for Ben Felix on YouTube. Lots of free useful guidance!