We're falling into a trap of using subjective definitions the term "wealthy".
$2000-$3000/person/year [1] on top of regular insurance is a more than most people can afford, especially in a country where a large percentage of the population has little in terms of savings [2], and 60% live paycheck-to-paycheck [3].
But you certainly don't have to be a billionaire or even a deca-millionaire to afford it. You just need to be in the higher percentiles of your local income/wealth distribution.
$2000-$3000/person/year [1] on top of regular insurance is a more than most people can afford, especially in a country where a large percentage of the population has little in terms of savings [2], and 60% live paycheck-to-paycheck [3].
But you certainly don't have to be a billionaire or even a deca-millionaire to afford it. You just need to be in the higher percentiles of your local income/wealth distribution.
1. https://www.partnermd.com/blog/concierge-medicine-costs-fact...
2. https://www.bankrate.com/banking/savings/emergency-savings-r...
3. https://www.cnbc.com/2023/09/27/60percent-of-americans-are-s...