Just another third party booking service. Last month a rental from Budget through Costco travel for a six days in CA was around $340. The same thing on rentalcars.com was over $500.
I mean, you joke, but you've shown ability to get to the store, fill out an application, pay the $200 or whatever... that at the very least means you are probably not in, say, the 5% worst risk category. Damages that can be caused to something like a hotel room or rental car are essentially unlimited.. avoiding the worst risks is really good.
Below average is fine, you just want to avoid horrific.