[rubergly]

All the praise I've heard about Stripe has been from a developer's perspective. But, as a user, I find logging in to PayPal(/Google Wallet/Amazon Payments) and clicking a couple buttons much more convenient than having to enter (+ look up) all my information every time. I find it great that Stripe makes the developers' lives easier, but should we be excited about making things harder for customers in the process?

[whalesalad]

Perhaps Stripe would consider a login service. Create a Stripe account and rather than it be a full blown Payment service ala Paypal, it would simply store your CC details.

[james33]

Stripe can already store CC details. You can create users for each of your customers through the API and then build out your own "easy payments" system without having your users ever leave your site.

[cmwright]

It's more than just payments within any given app though. The issue (/proposed issue) is that every time you join a new site or pay for a product on a new site you need to look up your details again. This isn't the case for sites using paypal, assuming the user has a paypal account which it seems most people do.

[blantonl]

Having a customer have to create an account to create a paying account on your service would be disastrous.

[saurik]

The expectation is that it would not be mandatory (incidentally: it is not for PayPal Express Checkout either: you can pay with a credit card without having to log in to an account).

[fomojola]

Well, yes, as long as that credit card is not somehow linked to an account: if it is linked Paypal will simply refuse to let you use it without logging in.

[saurik]

The OP said "have to create an account", not "log in to an account": it is generally much simpler to log in to an existing PayPal account than type in your credit card number, and billing address.