[grpt]

> I'm American.

irrelevant

> Most of my friends/family

your comment was about "Americans" generally. Not about Americans you know.

pointlessly divisive, stereotyping nationality, and without merit. exactly the type of comment we need less of on HN. I replied because it prevents you from deleting the comment.

EDIT: ah, I see that they are now replying with a random article found after hastily searching for sources to confirm their bias with commentary from * squints * a "financial therapist." A CNBC article that is a submarine (as coined by PG[1]), meant to advertise OppLoans.

don't believe me? see all the articles written by CNBC for OppLoans:

https://duckduckgo.com/?q=site%3Acnbc.com+OppLoans

Well then.... my mistake. Anything to justify your comment. Carry on...

[1] http://paulgraham.com/submarine.html

[frumper]

I'm clearly not bothered by the ability to not delete it. Someone commented about American's budgeting habits. I responded.

https://www.cnbc.com/2022/04/29/its-ok-to-not-follow-a-budge...

73% of American's say they don't budget. My comment is with merit.

[frumper]

lol, I didn’t realize suggesting Americans don’t budget would even be controversial, let alone considered an attack. Attacking people with the rules isn’t constructive. If you think my comment isn’t appropriate, just flag it.