There is no universe in which I "mail checks" (sic) to anyone. I wouldn't even know how to obtain a chequebook, I doubt my bank issues them. It's not 1995 anymore.
I write checks a couple times monthly to a housekeeper and other service people and my bank writes a few more. Writing a check is higher friction than other payment schemes but it’s pretty routine in the US.
I dunno... I mean, a lot of things decrease but don't go completely extinct, like writing with fountain pens.
But check-writing requires institutions to support it. At some point they're going to pull the plug. Kind of how analog broadcast TV ended in 2009.
2030 is certainly too soon, as the decrease will slow at some point, but I'd absolutely bet money that physical writing of personal checks is no longer supported in the US by 2040. With a decline of usage, the costs of fraud are going to outweigh their benefits. (And we can finally go back to sidewalk mailboxes with normal-size openings that you can drop small packages in, since mailbox-fishing won't have a target anymore.)
Cashier's checks will stick around though, since they fulfill a different purpose. And printed business checks for things like account refunds will persist as well. But printed checks like these aren't subject to the levels of fraud personal ones are, and can easily be made even more secure.
In general, the first paycheck from a new employer is usually an actual paper check, because they want you to get your 1st payment before the direct deposit is set up.
I've even been given a pro-rated paper check from the accounting department on the first day (as part of onboarding), for 1st day wages, as soon as I get into the office and shown to my desk/work area.
It's an act of good will because they are paying you for work you did on your first day (instead of cheating you to say "we'll pay you when everything gets set up", they are upfront with the "day worked deserves fair wage" principle)
Your spelling of the word “chequebook” makes me think you aren’t American, so it could be a cultural thing but checks are readily available and still somewhat commonly used for large purchases and rent payments in my experience.
I get being adamant, and I couldn't agree more -- i'd have to be really convinced to mail a check, but let's not act like it's unheard of.
[0]:https://finance.yahoo.com/news/almost-half-americans-not-wri...