[smokefoot]

Generally the bank will file a Suspicious Activity Report (SAR) with FINCEN for egregious cases. I don’t think intermediaries like stripe have any direct responsibility in this respect but I could be wrong. The volumes are huge and few SARs actually are investigated or prosecuted.

[fragmede]

SARs are for, like, attempted funding of terrorists. fraudy cc attempts don't scratch the surface

[smokefoot]

Um, no. Banks file a lot of those. If it’s me using my dads credit card number then sure, not a SAR. But most of that activity is systematic: either backed by organized crime or a semi-professional fraudster. Those most definitely would get a SAR

[fragmede]

> If it’s me using my dads credit card number then sure, not a SAR.

I was imaging that end of the spectrum, but you're right, when it escalates to organized mafia gang criminal organizations there would be SARs.

[smokefoot]

Sorry that was probably an overly snarky response on my part. Stripes product is actually aimed at merchants so two steps removed anyway.