[Mistletoe]

I wish I could find it again but I can’t, but there was a fascinating applet kind of thing that showed even with perfectly equal odds starting out after it runs for a while you see some of the bars start accumulating wealth and it does not end up evenly distributed. It’s actually quite skewed at the end with a top class that accumulated most of the wealth. It taught me a lot about the rich and how they got there and how much I should listen to their advice. Now I’m not saying the rich don’t make smart moves, because some certainly do, but even in a completely equal world we would still have some people that didn’t do anything at all except be lucky get to that tier. I do think there are things you can massively do to increase your odds such as saving, investing intelligently using compound interest, not buying crap you don’t need, not get divorced, invest in your health, work hard, etc.