[shrimpx]

5% annualized on 4% inflation is a joke. I don't consider "high yield" savings to be any kind of strategy.

[FabHK]

Real rates in the US are at the highest level since before the GFC, they’ve basically gone from negative to >2%.

https://fred.stlouisfed.org/series/REAINTRATREARAT10Y

[brahbrah]

If you have a mortgage, it ain’t half bad