[rapnie]

The danger of those broad terms when they become trendy is how effective they are as a facade for all kinds of malpractices to hide behind and fester. A term popular some time ago was "Microfinancing". On TV you witnessed celebrities proudly micro-investing directly in people with few financial means. But for ruthless types it was also a way to put naive people in severe debt with extortionary loans. "UBI" is another such term, with a lot of well-meaning proponents. And sometimes advocates one wouldn't expect. For UBI I wonder if the abuse may lie in how it can lull people to sleep, while pervasive use of AI eats into the low(er)-skilled labor markets.