[PaulDavisThe1st]

I prefer the local 1:1 kW banking that my electrical utility company offers: rather than being paid, all my excess generation gets "banked" and I can use it during heating season.

Obviously, if you generate more than 100% of your needs, you're going to want to get paid.

[Heliosmaster]

Yes, that's what's called net metering: https://en.wikipedia.org/wiki/Net_metering

However, despite being convenient for the user, it isn't great for the grid nor scalable if all users were to have solar panels. (Here in Italy solar on rooftops are quite widespread).

You can see that a kWh on a sunny summer noon when all panels the area are working well, isn't worth the same as a kWh in the cold winter night, where non-renewables often supply the grid.

[Someone]

> You can see that a kWh on a sunny summer noon when all panels the area are working well, isn't worth the same as a kWh in the cold winter night

Often by a huge margin. Electricity prices on the spot market can go negative, and that will happen more and more often in the future on sunny, windy days. Net metering at constant $/kWh prices is unsustainable, economically.