[kaiokendev]

> If people trust a company which co-mingles funds, they should be punished for misplacing their trust.

Most people can't do that, and even if they could, most people don't have the time nor the patience to do that

[duskwuff]

More to the point, you generally don't know a company is commingling (and/or trading using!) customer funds until it's already too late.