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by n_ary 950 days ago
Strangely, I am always adding credits and then using the API and Dall-E since the beginning.

Also, my MidJourney subscription is fixed pre-paid(i.e. they deduct the bill for next month at start of the month anyways).

Honestly, I prefer the pre-paid and credit system in general, no lock-in for when I won't be using something for a while and no risk of racking up huge bills and getting surprises at the end of the month.