[stoneman24]

In the UK, you see homes in England marked as either freehold ( you own the land) or leasehold (someone else owns the land and you had a long term lease and traditionally paid a small fee each year called ground rent). The issue was if the lease didn’t have long left then selling or getting a mortgage on it was more difficult.

Recently the home builders on new houses have sold the house and then also been selling the leases to a 3rd party as an investment. These 3rd parties have been radically increasing the annual ground to much higher levels. I’m never going for a lease hold property.