[bobobob420]

It’s a problem of stupidity and lack of education. If you take a 400,000 dollar loan on home equity to gamble your brain hasn’t developed correctly and you’re probably a risk to other people (drunk driving, bad driving, etc..). Anyways gambling shouldn’t be legal it’s too destructive to society. It needs to be much much more regulated (ie free cash flow has to be proved)

[jampekka]

There are university professors addicted to gambling, so can't be at least about formal education. US average credit card debt is $6k, most probably spent on useless crap. Probably majority of people are in that "risky category" because making people doing bad decisions is a great business model, and most business use that.

[saiya-jin]

I wish it would be so linear. But many otherwise brilliant people have / had horrible vices and addictions in which they ended up on their own, and despite their own overall brilliance they were utterly powerless to them (or just surrendered with a big grin).

People are more complex than that, don't do the correlation vs causation mistake.