Experian allows unfreezing via their site in the article. If someone can easily recreate your account, they can unfreeze it which makes it pretty useless.
Yes, but if you have an account you’ll at least get an email notifying you that your account’s email address has changed (as a result of someone recreating your account). That’s how I was tipped off to someone trying to buy a car in my name (by pulling on the thread of calling customer support asking wtf I got that email). So it’s very useful to at least have an Experian account so you can know when someone is trying to go after you this way.
Now granted, it’s possible that the attacker won’t change your email address first, in which case I’m not sure if you get an email stating that your credit was unfrozen. But it’s likely they’ll change it in order to make it harder for you to mitigate the damage in a timely manner.
Now granted, it’s possible that the attacker won’t change your email address first, in which case I’m not sure if you get an email stating that your credit was unfrozen. But it’s likely they’ll change it in order to make it harder for you to mitigate the damage in a timely manner.