Enforcement of the law with harsher penalties and a few speed-bumps would stop this. Seems more reasonable than some expensive, dystopian back-door in every car.
It'd be cooler if this wasn't another Third Party Doctrine abuse violating the spirit of the 4th Amendment with telemetry shared around to insurers and anyone else who wants it.
harsher penalties dont really matter. It all comes down to actual enforcement and general belief in the law.
If nobody thinks they will get caught, penalties dont matter. If the majority decides not to follow the rules, the police cant enforce them meaningfully, there simply not enough police to enforce all the rules against all the people, all the time