The purpose of banking is to allow people to store their money safely. It is not to allow finance bros to gamble with customer deposits without consent.
The purpose of banking for most people is to put their money in so they don't need to carry cash around, but the purpose of banking for banks has been to make profit by gambling the money people are giving you for safekeeping.
A bit like the relationship between Gmail and personal data, really.
A bit like the relationship between Gmail and personal data, really.