[jjav]

> I don't see a house as an asset in my life.

But you do! You said you are paying rent, thus you attach value to having a place to live.

> My cost of living was dramatically lower the whole time leading up to the point where the drop-off occurs for the homeowner.

In the other response you acknowledged this is from comparing rent on a tiny apartment to mortgage on a house, which cannot be compared.

If you don't need a house you could buy a tiny apartment. That gives you the benefit of a low mortgage now and zero mortgage when you're older.

[paulcole]

> But you do! You said you are paying rent, thus you attach value to having a place to live.

I mean obviously it’s an asset in that it adds value to my life b/c without it I’d be homeless. Thx for pointing that out.