[knallfrosch]

1. Does all of this just rely on surveys instead of real data? 2. Investing for old age retirement is seen a necessity, since many people in my generation (Germany, 1989) don't believe they'll get pensions above what everyone gets as social safety net anyway. 3. Since nothing relies on actual numbers, it's hard to tell whether GenZ is just more savings-conscious, as compared to really saving more. A boomer that bought a house on credit in the 70s invested more than a comparable GenZ who invests in an ETF what little money they have left after paying rent. 4. With most GenZ working safe desk jobs - which goes easy on their health and is also easier to do in old age - I doubt they will have to retire as early (let alone even earlier!) as the generations before them.