[cinntaile]

Klarna is quite nice when you order something that won't ship until (much) later, you can delay paying until you have received your products.

It's also nice when you buy from a new store that you might not really trust yet. The fact that a store offers Klarna is somewhat of a quality stamp as well, so that in itself probably suffices and you don't really need to use their credit line when ordering.

They also remind you when your bill is due so you don't end up paying any unnecessary fees.

[Moru]

I don't understand this thing about new companies coming in and making it so much easier to shop. It used to be easy. Now it takes effort to buy things. I used to just select invoice payment. The invoice ends up with my bank directly without being mailed to me. I click a checkmark in front of all invoices I want to pay. I click pay and enter the code from my code-box. The money gets payed one day before the pay before date automatically. It doesn't even matter how many invoices there is, just one click to pay them all. On the right date. It doesn't get easier than that. And then these new rentseeking companies comes along and want to "improve" this workflow to get in on the action.