[phpisthebest]

But why do we need government do to that, if it is insurance why cant it be provided by a insurance company.

better, Cheaper, and with out the political corruption that comes with all government programs.

Hell we just saw during COVID unemployment "insurance" being used as a political tool to essentially buy votes, by all political parties and organizations. Also used a tool to make authoritarian control of the population palatable

Further How many dystopian novels have the trope of the masses being paid not to work...

The axiom of a "social safety net" is apt but not the the way people using it believe it to be, the social safety net in practice tends to be like a fishing net, once you get entangled in it, you rarely escape it...