You’re thinking about it right if you’re zoomed into the surface of the water plus a few millimeters above it. But the molecule clusters themselves evaporate after that, which pulls heat from the air.
So a good analogy might be that it's like a tiny version of what happens in an atomizer. It takes more energy to evaporate water than to turn the same amount of water into a very fine mist. The droplets will then evaporate on their own, using an amount of energy equal to the difference between evaporation and misting.
Thank you, I've got a little clearer view of my world.