[crazygringo]

My ATM only dispenses 20's. (And 50's.)

What do you do when the bill+tax is 19? And with a normal tip would be 22 or 23?

And you don't have anything less than a 20 at the moment? Because, you know, that happens?

[JohnFen]

I don't know... that's never really happened to me. I generally have a small selection of bills smaller than 20s in my wallet.

I guess in those cases I'd wait for change.

[crazygringo]

Huh. Weird. I feel like I can count on one hand the number of times in my life where I've happened to have bills that add up to exact change for a meal. Even allowing a couple of dollars to round in either direction. Like, I always need change.

Maybe different strategies for managing cash? Which it's never even occurred to me until now that could be a thing.