[pinewurst]

Plus most importantly it's non-portable. You're dependent on their good will (hah!) for the ability to retrieve it from them in the future at whatever (partial) rate they decide they can get away with.

I thought they were criminals for going to lump sum match. This is net level stuff...

[temp_praneshp]

Their email calls it immediately vested + portable. Why/how would it be non-portable?