Hacker News new | ask | show | jobs
by throwaway2037 969 days ago
Real question: What identity documents are required to open a retail bank account on "High Street" in the UK?
2 comments

Last time I opened a personal bank account with a high street branch was 25 years ago, and I think I took my birth certificate.

These days, looking at the Barclays list from the sibling comment, I'd use a letter from HMRC, which I have, but many people in regular salaried employment don't (income tax is completely automated for most).

Other than an HMRC letter, it look like I don't have anything that qualifies as an Id document in the Barclays list. So I couldn't open a high street bank account today if I wanted to.

I actually couldn't vote in the last local election, since they introduced new Id requirements for that, and by the time I learned of the new requirements I had no way to vote. I've voted for decades; that was the first time I couldn't, and hopefully the last as well.

Here's the list for Barclays banks: https://www.barclays.co.uk/personal/current-accounts/what-do...

In my experience this kind of thing ("document from list A, another document from list B") is fairly common, as the UK does not have any sort of common identity card, plus there are lots of corner cases such as foreigners with residency rights. It's actually getting harder to do as more and more utility bills move to paperless.