[aPoCoMiLogin]

never heard of such fee, 40% sounds crazy, like impossible. from what I know living in Poland for my whole life, the fees aren't pushed by ATMs, but banks itself, so you should check fees in your bank, which sounds like foreign bank, so it might be that the exchange was that high or something.

[PartiallyTyped]

The bank was Revolut, and the ATM was Eurostat or something like that.

Exchange rate is actually pretty fine for Revolut, and I am on one of the premium plans, so I shouldn't have high fees in that regard.

I don't know.

My numbers were wrong. It was 50 zlotti and 18 zlotti fee.