[__d]

Also, in Australia, the banks have started to withdraw their ATM networks.

Previously, all banks had a network of "first party" ATMs, and fee-free deals with other banks meant you could mostly withdraw from any bank-owned ATM free. There was a small group of non-banks ATMs that charge a $3 fee for a maximum $200 withdrawal.

Now the major banks have outsourced their ATM network to an armoured car company, removed most of their first-party ATMs, and the only bank-owned ATMs are now in branches. And there's not a lot of branches still around these days.

So actually getting cash is no longer as easy as it was.