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by adamfarhadi 970 days ago
Sweden. I can count on one hand how many times I’ve used cash in the last 5 years. Cash is extremely rarely used. For paying in stores, contactless cards or Apple/Google/Samsung pay are the most common payment methods by far. For paying people (such as splitting the cost of a meal at a restaurant) we use a service called Swish which is connected to your bank account and works similarly to Venmo or Zelle in the US. Swish can also be used for paying businesses. Some businesses such as food trucks have a QR code that you can scan to pay them.

Paying businesses can also be done by using services called Bankgiro and Plusgiro. These are done directly via your bank account and if done after 10 AM are processed the next business day.