[pr07ecH70r]

Here in Switzerland mostly very old people are using cash. Me personally, I pay always through my phone. I don't even use cards anymore. I have them all in my digital wallet. I've noticed recently a couple of Crypto ATMs. Not 100% sure how they work and who uses them, but the tilt is towards digital here. There are very few vendors left who don't accept anything but cash.

[tuhriel]

Also, Twint (a p2p and b2c payment scheme) has established itself very well in most places. Even for really small businesses or events as the business only needs a QR code an and no additional hardware

(although the b2c charges for the businesses are quite substantial...)