[scarecrowbob]

I'm not an expert in this so maybe am just off base.

But the key difference (I have been told) is what you can do with that accounting.

Like, I can walk into a shop and buy anything on the wall with money, whereas that kind of accounting may have very different implications for what you can do with it.

Additionally, I can take money that I gathered from one source and use it somewhere else, and it's fungible in that I can use it anywhere else in the system. If I have a debt to one person in earlier systems that debt may be non-transferable.

If those two elements are true, it becomes very difficult to do a lot of the things that we think of as money, specifically interest and massive accumulation.