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by Nextgrid
972 days ago
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> Confirm in an app, enter full password in some cases, but that’s it That's only on the bank's side. There's a major problem where the merchant later cancels the transaction on their side despite successful 3D-Secure. Either 3DS doesn't actually offload liability (so even accepting a fully 3DS-verified transaction is a risk), or merchants aren't up to date on what they are and aren't liable for. |
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