[corbezzoli]

Unfortunately it’s not always as easy. Last year I tried to do a remittance of 3500€ and it failed on both a debit and credit card of my bank, blocking them. The bank called me to confirm the transactions, which I did. I tried again and they blocked the card again.

So I did an instant transfer to another bank account and used its debit card without a hitch, as usual.

Some banks just won’t let you use your money as you please. Your luck is in finding a bank that does.

[crazygringo]

Cards aren't generally meant for sending cash -- I honestly don't even know what you mean by sending a remittance using a credit card, or even a debit card. If you're talking about using e.g. Venmo or Zelle, they're generally intended for social transactions of tens/hundreds of dollars, not for thousands, and especially not for thousands cross-border.

For transferring thousands of dollars, that's what wire transfers are for, and basically every bank has supported them for decades. You shouldn't need any luck at all.

[corbezzoli]

What does it mean “they’re not meant for it?” I have money on it, some site accepts the card, it works, it worked. The limitation you’re suggesting is purely theoretical.

In my specific case, I needed cash to buy a used vehicle in a country where not everyone has a bank account, so your preconception about money may not apply here.

Wire transfers across borders are expensive and slow anyway. Remitly was available within minutes and at 0 cost (first transfer is free).