[Difwif]

No they have a point and you're covering your eyes and ears to the problems you make. I received $20k when I was 16 for reasons related to my mothers death. I did not spend that money wisely at all (literally drugs). It's one thing when we're talking about fully developed adults (the 25yo kind, not the 18 ones) getting a UBI and another when we're talking about kids in bad environments with poor mentors.

I wish someone would have taken that money from me and put it in college fund or IRA at the very least. Likewise this is a wellfare program for kids and we should ensure it's spent on their wellfare.

[slg]

From the article:

>Two hundred randomly selected former DCFS foster youth across the county between 21 and 23 years of age will now receive $1,000 a month for the next two years

Both literally and in terms of maturity, 21 is closer to 25 than it is 16.

Also one lump sum payment is much easier to waste than an ongoing monthly payment.

[Difwif]

If I spent that $20k on drugs at once I would have been dead. Instead it supported years of poor decision making and avoiding building my future. I started getting my act together at 19 (money was long gone) and it wasn't until 23 that I stopped making really poor decisions.

The best thing I did with it was use a couple thousand to buy a used car. The money should have gone into a trust with someone guaranteeing I used the money on food, clothes, school, etc. What I needed the most was someone that cared enough to guide me. The money by itself set me back.

[slg]

I'm not discounting your own experience, but in your anecdote you acknowledge that got you act together 2 years before anyone in this program would get the money. An example of a 16-19 year old being immature is not a good argument that 21-23 year olds aren't mature.

[Difwif]

There's no point getting this in the details of my personal experience but I _started_ the path at 19 because I ran out of money. I was still doing incredibly dumb and destructive things until 23.

I really do think this program will help a lot of foster kids. I just wish we could acknowledge that stipulating how the money is used will prevent worse outcomes for some. Free money will give some of these kids the resources to destroy their lives because the money isn't their main problem yet. Both groups of people matter and I want to see programs that don't ignore the negative side effects of free money.

Means testing absolutism doesn't need to be the hill people die on. First we need take care of the people, and then we can figure out the most efficient way to administer it.

[smcg]

you were 16 and coping with the death of your mother. nobody should be given that kind of responsibility to set up their finances. how much did they teach you about finances by 16? if that money was set up in a trust for you that dispersed income over time or directly paid rent then that probably would have been very helpful.