[zcid]

As someone who struggles for rent and basic medical care, it really grinds my gears listening to someone's victim mentality.

I struggle right now because of my poor decisions. I am improving my lot in life through consistently good choices. Sure, life happens, but ultimately, I am in control of my own destiny.

[alanfalcon]

Sometimes when advanced medical care comes into the picture then people really aren't in control of their financial destiny (and life for them and anyone who shares financial responsibility with them can be truly miserable). But I agree with the broad point!