[drusepth]

Speaking of game theory, there is probably a much lower number that achieves the same goal, though.

Your average attacker might be equally motivated to go for $20k, or $10k, or $5k. $1k, maybe not. $100, probably not. $1, almost certainly not.

There's an interesting game to play in minimizing the cost at no hit to efficiency.

[AustinDev]

I don't play the minimization game. In 2014 when I started this strategy 0.5 BTC was like 100 bucks. Now that it's 15,000 bucks doesn't make a damn bit of difference. If they spent the time to figure out what the rest of the credentials were worth and exploited them to the maximum extent, they'd be walk away a multi-millionaire. However.... 15k in a plaintext wallet is an easy score and I argue that the vast majority of people who could compromise my password manager would take that in a heartbeat.