[JumpCrisscross]

> wouldn't you consider your statement itself to be a giant heads up, right now

No, I'm saying it's fucked this is the status quo across the country. Making severance--particularly in cases of business failure--the private obligation of the employer is recapitulating employer-funded healthcare.

(That said, yes. If you work at a start-up you should maintain a cash cushion if possible. That, and check your contract's severance terms and ask for them to be proper before the company enters shitsville.)